We have several different products that we can taylor to meet your specific needs. The following is the basic criteria
for the products we offer. Depending on all the factors involved, loans with a debt ratio a little over 50% may still
qualify.
Rules and guidelines are constantly changing. If you do not qualify based on these criteria please check back from
time to time to see new products and/or guidelines.
Convential Loans
- Better rates for those with a credit score of 740 or higher
- Debt to income ration must be under 50%
- Better rates for those with a loan to value of 60% or lower
- Total loan amount must be under 80% of house value
FHA
- Minimum credit score of 620 or higher
- Maximum loan amount of 97% on just a refinance
- Maximum loan amount of 95% to cash out (for a limited time, this is going to be lowering to 85% in the near future)
- Debt to Income must be under 50%
VA Loan
- Please contact for specific criteria
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An application is always free!
Please call me at (207) 775-0008 ext26 for a free quote.
We will update this page frequently
so be sure to check back!
Send us an email
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